Cards for consumers.

Choosing the right credit card is easier than ever. No matter which card you choose, you'll enjoy important features like:
  • EMV smart chip technology for added security
  • Mobile purchasing capability for added performance
  • Plus much more!
Let's get started...

Save with a longer intro rate.

Platinum Credit Card
VISA® Platinum Card
Save on interest with an extended introductory rate and pay down other credit card balances faster.  More

Earn valuable rewards.

Real Rewards Credit Card
VISA® Real Rewards Card
Watch your rewards add up fast with 1.5 points for every $1 you spend on eligible net purchases, with no caps or limits on the number of points you can earn, and you have five years to redeem rewards1.  More
Cash Rewards American Express Card
Cash Rewards American Express® Card
Earn cash back2 every time you use your card: 3% on gas, 2% at supermarkets, and 1% on all other eligible net purchases, plus $25 cash back3 after your first purchase.  More
Premier Rewards American Express Card
Travel Rewards American Express® Card
Earn up to 4x on eligible net purchases, 4x on restaurant purchases, 3x on airline purchases, 2x on gas purchases and 1x on all other eligible net purchases. Receive $100 cash back after you spend $1,000 in the first 3 months. $0 introductory annual fee for the first year. After that, $99.4  More

Build your credit.2

College Rewards Credit Card
VISA® College Rewards Card
Get off to the right start with a great rate and manageable credit line, plus earn rewards on your everyday spend.  More
Secured Card
VISA® Secured Card
Start building (or rebuilding) your credit history, even if you've been turned down for other credit cards, with flexible credit lines based on a security deposit and a low annual fee.  More

Cards for business

Choosing the right business credit card is easier than ever. No matter which card you choose, you'll enjoy important features like:
  • Award winning expense management tools
  • Free employee cards
  • EMV smart chip technology for added security
  • Mobile purchasing for added convenience

Earn valuable rewards.

Business Cash Card
VISA® Business Cash Card
Earn cash back2 every time you use your card: 3% on office supply store net purchases and phone/Internet purchases, 2% on restaurant and gas net purchases, and 1% on all other eligible net purchases, plus get $25 cash back after your first purchase.  More
Business Real Rewards Card
VISA® Business Real Rewards Card
Earn 1.5 points monthly for every $1 you spend on eligible net purchases (equal to 1.5% cash back), plus get 2,500 bonus rewards points awarded after first purchase.  More
Business Bonus Rewards PLUS Card
VISA® Business Bonus Rewards PLUS Card
Watch your rewards add up even faster with 1 point for every $1 you spend on eligible net purchases, and receive even more automatic bonus points each month, plus get $50 cash back1 after your first purchase - all with a low annual fee.  More
1 - Real Rewards: You will earn 1.5 Reward Points ("Points") for each dollar of eligible Net Purchases made with your Account within a billing cycle (equal to 1.5% cash back). Monthly net purchase points will be applied each billing cycle. Points expire five years from the end of the quarter in which they are earned.

2 - Late payments and going over the credit limit may damage you credit history.

3 - Rewards points: You will earn 1 reward point ("Point") for each dollar of eligible net purchases charged to your account during each billing cycle. Net purchases are purchases minus credits and returns. You will also earn 1 additional point (for a total of 2 points) for each dollar of net purchases charged to your account during each billing cycle at merchant locations that are classified in the merchant category code of supermarkets. The number of additional points earned on supermarket purchases is unlimited. In addition, you will earn 2 additional points (for a total of 3 points) for each dollar of net purchases charged to your account during each billing cycle at merchant locations that are classified in any of the following merchant category codes: automated fuel dispensers and service stations, up to a maximum of $6,000 spent during each 12 month period commencing on the anniversary date of this account. Automated fuel dispenser and service station purchases above $6,000 (for the remainder of that 12 month period) will earn at a rate of 1 point for each dollar of net purchases charged to your account during each billing cycle. Merchants are assigned category codes by American Express based on what they primarily sell. A purchase will not earn additional points if the merchant's code is not in an eligible category. We do not determine the category codes that merchants are assigned, but we do reserve the right to determine which purchases qualify for additional points. Purchases made through a third-party payment account or on an online marketplace (with multiple retailers) will not earn additional points. A purchase may not earn additional points if the merchant submits the purchase using a mobile or wireless card reader or if you use a mobile or digital wallet to make the purchase. The number of points that may accumulate in any monthly billing cycle for your account is unlimited.

4 - Premier Rewards Card Points: You will earn 1 Reward Point ("Point") for each dollar of eligible Net Purchases charged to your Account during each billing cycle. You will also earn 1 additional Point (for a total of 2 Points) for each dollar of Net Purchases charged to your Account during each billing cycle at merchant locations that are classified in any of the following merchant category codes: service stations or automated fuel dispensers. You will earn 2 additional Points (for a total of 3 Points) for each dollar of Net Purchases charged to your Account during each billing cycle at merchant locations that are classified in the merchant category code of airlines. You will earn 3 additional Points (for a total of 4 Points) for each dollar of Net Purchases charged to your Account during each billing cycle at any merchant classified as a restaurant. The creditor and issuer of these Cards is Elan Financial Services, pursuant to separate licenses from VISA® U.S.A. Inc. and American Express. American Express is a federally registered service mark of American Express.

Online Community

facebook   twitter   linked in