Rates


Certificates of Deposit

For Personal and Business accounts up to $1,000,000
For rates over $1,000,000 please contact us at 918-495-1700
Term Balance to obtain APY 1 Interest Rate APY 1
1 Month * $1,000.00 A 0.05% 0.05%
1 Month Jumbo * $100,000.00 A 0.05% 0.05%
3 Month * $1,000.00 A 0.30% 0.30%
3 Month Jumbo * $100,000.00 A 0.30% 0.30%
6 Month * $1,000.00 A 0.50% 0.50%
6 Month Jumbo * $100,000.00 A 0.50% 0.50%
12 Month * $1,000.00 A 0.70% 0.70%
12 Month Jumbo * $100,000.00 A 0.70% 0.70%
15 Month * $2,500.00 D 1.35% 1.35%
18 Month * $1,000.00 A 0.45% 0.45%
18 Month Jumbo * $100,000.00 A 0.45% 0.45%
2 Year * $1,000.00 A 0.90% 0.90%
2 year Jumbo * $100,000.00 A 0.90% 0.90%
3 Year * $1,000.00 A 1.01% 1.01%
3 year Jumbo * $100,000.00 A 1.01% 1.01%
4 Year * $1,000.00 A 0.95% 0.95%
4 year Jumbo * $100,000.00 A 0.95% 0.95%
5 Year * $1,000.00 A 1.30% 1.31%
5 year Jumbo * $100,000.00 A 1.30% 1.31%

Personal Account Rates

Account Type Balance to obtain APY 1 Interest Rate APY 1
Rewards Checking** $100.00 - $25,000.00 2.03% 2.05%
Rewards Checking** $25,001.00 + 0.12% 0.12%
Rewards Checking** Any (if qualifications are not met) 0.05% 0.05%
Interest Plus Checking** - 0.05% 0.05%
Personal Savings** $100.00 B 0.10% 0.10%
Money Market Account** $1,000.00 - $9,999.99 C 0.05% 0.05%
Money Market Account** $10,000.00 - $49,999.99 0.25% 0.25%
Money Market Account** $50,000 - $100,000.00 0.25% 0.25%
Money Market Account** $100,000.01 + 0.25% 0.25%
30 Month Fixed IRA* $1,000.01 + A 0.35% 0.35%

Business Account Rates

Account Type Balance to obtain APY 1 Interest Rate APY 1
Business Savings** $100.00 B 0.10% 0.10%
Money Market Account** $1,000.00 - $9,999.99 C 0.05% 0.05%
Money Market Account** $10,000.00 - $49,999.99 0.25% 0.25%
Money Market Account** $50,000 - $100,000.00 0.25% 0.25%
Money Market Account** $100,000.01 + 0.25% 0.25%
Sole Ownership Account** $1,500.00 + B 0.05% 0.05%
Deposit Rates as of
1) APY = Annual Percentage Yield
2) Certificates of Deposit and IRAs require a minimum $1,000 opening deposit; subject to penalty for early withdrawal.

* A penalty may be imposed for early withdrawal. Account fees could reduce earnings.
** The interest rate and APY may change after account opening

A - Daily balance. The amount of the principle in the account each day.
B - Average daily balance. The average daily balance is calculated by adding the principle in the account for each day of the period and dividing that figure by the number of days in the period.
C - APY is paid on balances of $1,000 and higher.
D - The rate is accurate as of 7/3/17 and is subject to change without notice. APY assumes interest stays on deposit and any withdrawal may impact earnings. A penalty may be imposed upon early withdrawal. Promotional APY applies to the initial term of the 15-month Certificate of Deposit (CD) only. Offer requires new money to Valley National Bank. Minimum balance of $2,500 required to open and maintain CD and to obtain promotional APY. Maximum deposit of $1,000,000 per household or business. Offer not available for public funds, institutional funds, or brokered funds. Not valid with any other offer. Covered by FDIC insurance up to the maximum allowed by law.


Rates may change without notice. For up-to-the-minute rates, please call 918-495-1700.

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